What Veterans Need to Know Before Filing a VA Disability Claim

The VA granted just over 60% of disability claims processed in fiscal year 2025, according to its own reporting. The veterans who fall into the other 40% usually share the same problem: they filed without understanding what the VA actually needs to see. A missing nexus, an incomplete record, or a poorly timed submission can turn a valid claim into a denial that takes years to fix.

Shrader Mendez helps veterans build claims that survive the rating process the first time. Brian Serakas, a retired U.S. Army Major and active Florida Bar attorney, understands how military service creates the injuries and conditions the VA evaluates, and how to document them in language the VA cannot ignore.

Eligibility Is More Than a DD214

To qualify for VA disability compensation, you need three things: qualifying military service, a current diagnosed condition, and a service connection linking the two. Active duty, active duty for training, and inactive duty training all count. The condition can be physical or mental and does not need to have been diagnosed during service. What matters is whether your service caused or worsened it.

The VA determines service connection through medical evidence. For conditions on the presumptive list, the VA assumes the connection based on service dates and locations. Everything else requires documentation.

Filing the Right Way Protects Your Effective Date

You can file online through VA.gov using Form 21-526EZ, by mail, in person at a regional office, or through an accredited attorney. Filing online automatically sets your effective date, which determines when tax-free monthly payments begin if approved.

If you are not ready to submit a complete claim, file an Intent to File using VA Form 21-0966. This locks your effective date and gives you one year to gather evidence. Veterans who skip this step lose thousands in retroactive benefits.

Evidence Is Where Claims Are Won or Lost

The VA requires three categories of evidence: proof of a current diagnosis, documentation of an in-service event or exposure, and a medical nexus connecting the two. The VA’s evidence page details what qualifies. Service treatment records and VA medical records form the foundation. Private medical records showing ongoing treatment strengthen continuity. Buddy statements on VA Form 21-10210 from fellow service members, family, or coworkers can corroborate symptoms the medical record does not capture.

For claims outside the presumptive list, a nexus letter from a qualified medical specialist is often the deciding evidence. The letter must state that your condition is “at least as likely as not” connected to service. Vague language or a letter from an unqualified provider gives the VA grounds to deny.

Why Legal Counsel Changes the Outcome

An accredited attorney reviews your medical evidence before submission, identifies gaps that trigger denials, and ensures your claim is complete before it reaches a rater. The difference between a 70% and 30% rating can mean hundreds of thousands of dollars over a lifetime.

If you are preparing to file or have already been denied, call Shrader Mendez at 813-360-1529 or contact us for a confidential consultation.