Numerous misconceptions and myths surround what debt collectors can or cannot do while collecting debts from consumers. At Shrader Law, PLLC, our experienced consumer protection attorneys will shield you from harassment by creditors.
Two major laws regulate debt collection practices in Florida. The FDCPA (Fair Debt Collection Practices Act) and FCCPA (Florida’s Consumer Collection Practices Act). Both laws outline the methods and actions that companies can employ to collect a debt.
It is important to understand your consumer protection rights to avoid unlawful harassment by debt collectors and other agencies. If you suspect a violation of your consumer rights, you should contact Shrader Law, PLLC immediately. We will evaluate your case and determine whether to sue the violators. Creditors and debt collectors may violate your rights if they engage in any of the following actions:
If a creditor or debt collection agency has engaged in any of the conducts outlined above, you should immediately contact our Shrader Law, PLLC consumer protection attorneys. Our attorneys understand the law and will defend you against unfair treatment by debt collectors and creditors.
When debt collectors and creditors violate the law, you can file a lawsuit against them with your Shrader Law, PLLC consumer protection attorney. A lawsuit may achieve more than just prohibiting creditors and debt collectors from contacting and harassing you.
After filing a lawsuit, you can receive statutory damages up to $1,000. The judge may also decide to award you punitive damages. You may also be able to recoup court costs and attorney fees after filing a lawsuit.
If creditors or debt collectors are harassing you while collecting a debt, there is a way out. We have filed thousands of lawsuits against creditors and debt collectors. Our attorneys have a deep understanding of Florida’s consumer protection laws. We will review your case, identify violations, and pursue the responsible creditors or agencies. Contact our competent consumer protection attorneys as soon as possible. You do not have to live with abusive tactics from creditors and debt collection agencies.