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How to Recover Expenses From an Uninsured Driver

Have you been hurt in a car accident that was caused by an uninsured motorist? If so, it’s important to know that recovering the compensation you need for your injuries presents unique challenges. 

These difficulties do not go away just because you have uninsured motorist coverage. You can encounter problems with your UM coverage if your injuries exceed your policy limits or if your insurer denies coverage.

Holding the uninsured motorist responsible for your damages is possible. However, the steps involved are more complicated than those involved in filing an insurance claim.

Steps to Holding an Uninsured Motorist Accountable

Unless the uninsured motorist has substantial cash in their bank account, receiving compensation for your injuries will take some work. When an uninsured motorist causes your injuries in a car accident, you or your attorney will need to take the following steps as soon as possible:

Look for Valuable Assets Owned by the Uninsured Motorist

First, you must identify any assets of value that the uninsured motorist has. This could include real estate properties, autos, and financial accounts. You’ll want to note what each one is, its value, and its location.

File a Lien Against Valuable Property

Next, you or your attorney should file a lien against any assets that could be used to help compensate you. A lien acts as a legal method of restricting the sale or transfer of the property. If the person tries to sell the asset while a lien is in place, the sale proceeds go to you, the lienholder.

Use the Assets to Satisfy any Judgment

If you prevail in your lawsuit against the uninsured motorist, you can use the assets against which a lien has been placed to satisfy the judgment amount. 

Get Help From an Experienced Florida Injury Lawyer

Contact us at Shrader Mendez & O’Connell by dialing (813) 360-1529 if an uninsured motorist in Tampa has injured you or a loved one. We can assist you in taking the necessary actions to secure the compensation you deserve.

Posted in Car Accident